Medical Professional Indemnity

Safeguarding Your Medical Practice’s Foundation

What Is It?

Medical Professional Indemnity (MPI) is insurance that protects doctors, dentists, and specialists against claims of malpractice, negligence, or professional misconduct. It covers legal costs, settlements, and defense expenses so that healthcare professionals can continue practicing with confidence

Why It Matters?

In today’s demanding medical environment, even the most skilled doctors face the risk of patient complaints or legal disputes. A single claim can damage reputation, drain finances, and disrupt careers. With MPI, you are safeguarded against these uncertainties, ensuring your practice and livelihood are protected.

Comprehensive Coverage

Clinic Buildings & Structures

Full protection against fire, natural disasters, and structural damage  

Medical Equipment & Instruments

Coverage for expensive devices (X-ray machines, surgical tools) against theft or accidents

Money Insurance

Safeguard clinic revenue and cash holdings from theft or loss

Fidelity Guarantee Insurance

Financial protection against employee fraud or embezzlement

Plus

Business Interruption, Stock/Inventory, Glass/Signages, and Public Liability coverage

Medical Negligence Protection

Covers claims arising from alleged errors, misdiagnosis, or omissions during patient care.

Legal Defense Costs

Full coverage for legal fees, court expenses, and representation during investigations or lawsuits.

Good Samaritan Acts

Protection for doctors who provide emergency medical care outside their usual practice.

Defamation Coverage

Provides protection against professional claims of libel or slander.

Extended Reporting Period

Covers incidents that occur during the policy period but are reported later.

Clinic Buildings & Structures 

Full protection against fire, natural disasters, and structural damage

Legal Defense Costs

Full coverage for legal fees, court expenses, and representation during investigations or lawsuits.

Good Samaritan Acts

Protection for doctors who provide emergency medical care outside their usual practice.

Defamation Coverage

Provides protection against professional claims of libel or slander.

Extended Reporting Period

Covers incidents that occur during the policy period but are reported later.

Why Choose DoctorDefend™?

25+ Years of Specialized Insurance Expertise

Backed by decades of general insurance underwriting experience, tailored specifically for healthcare providers

Deep understanding of medical practitioners’ unique risks and operational needs

FAQs

Is Medical Professional Indemnity Insurance mandatory in Malaysia?

While not legally required in all cases, many hospitals, clinics, and professional associations make it compulsory. It’s also strongly recommended for private practitioners.

Who needs Medical Professional Indemnity Insurance?

It is essential for doctors, specialists, surgeons, dentists, and all healthcare practitioners exposed to medical malpractice risks.

What does it cover?

It covers legal defense costs, compensation to patients, negligence claims, breach of confidentiality, and even Good Samaritan acts.

Will my policy cover incidents that happened in the past?

Coverage applies based on the policy terms. Some plans include a retroactive date or extended reporting period to cover past incidents.

How much coverage do I need as a doctor?

It depends on your specialty and risk level. Surgeons, for example, usually need higher coverage than general practitioners.