Clinical Property Insurance

Safeguarding Your Clinic Properties Against Risks

What Is It?

Clinical Property Insurance protects the physical assets of medical practices — from buildings and renovations to equipment and records. Whether it’s fire, theft, or accidental damage, this insurance ensures clinics remain financially secure and operational.

Why It Matters?

Your clinic is more than just a workplace — it’s where you serve patients and build your professional reputation. Unexpected events such as fires, floods, or theft can cause major financial losses and business interruptions. With Clinical Property Insurance, you can safeguard your practice and recover quickly from setbacks.

Exclusive Services

Clinic Buildings & Structures

Full protection against fire, natural disasters, and structural damage  

Medical Equipment & Instruments

Coverage for expensive devices (X-ray machines, surgical tools) against theft or accidents

Money Insurance

Safeguard clinic revenue and cash holdings from theft or loss

Fidelity Guarantee Insurance

Financial protection against employee fraud or embezzlement

Plus

Business Interruption, Stock/Inventory, Glass/Signages, and Public Liability coverage

Medical Negligence Protection

Covers claims arising from alleged errors, misdiagnosis, or omissions during patient care.

Legal Defense Costs

Full coverage for legal fees, court expenses, and representation during investigations or lawsuits.

Good Samaritan Acts

Protection for doctors who provide emergency medical care outside their usual practice.

Defamation Coverage

Provides protection against professional claims of libel or slander.

Extended Reporting Period

Covers incidents that occur during the policy period but are reported later.

Clinic Buildings & Structures 

Full protection against fire, natural disasters, and structural damage

Legal Defense Costs

Full coverage for legal fees, court expenses, and representation during investigations or lawsuits.

Good Samaritan Acts

Protection for doctors who provide emergency medical care outside their usual practice.

Defamation Coverage

Provides protection against professional claims of libel or slander.

Extended Reporting Period

Covers incidents that occur during the policy period but are reported later.

Why Choose DoctorDefend™?

25+ Years of Specialized Insurance Expertise

Backed by decades of general insurance underwriting experience, tailored specifically for healthcare providers

Deep understanding of medical practitioners’ unique risks and operational needs

FAQs

Who should get Clinical Property Insurance?

Clinic owners, group practices, and healthcare operators who want to protect their buildings, medical equipment, and business assets.

What types of property are covered?

Buildings, medical equipment, inventory, signage, cash, and even revenue streams through business interruption coverage.

Does it cover natural disasters like floods or fire?

Yes, coverage typically includes fire, flood, storm, and other natural disasters, subject to the policy terms.

What’s the difference between Professional Indemnity Insurance and Clinical Property Insurance?

Professional Indemnity protects against malpractice claims, while Clinical Property Insurance safeguards your clinic’s physical assets. Together, they provide complete protection.

Why is Clinical Property Insurance important for small clinics?

Because even a single incident like equipment theft, fire, or staff fraud can cause huge financial loss. This insurance ensures continuity and peace of mind.